...tell your friends!

WILLIAMS'S FAMILY PERSONAL POLICIES WEBPAGE
(Includes John J. Williams and all of his family members, and all of his property)
P.O. Box 23097, Albuquerque (ABQ), NM 87192, USA - wizguru@jjwill.com
Last Major Updated: July 16, 2025

FULLY APPLIES TO ALL PEOPLE WHO CONTACT US IN ANY WAY, IN PERPETUITY
(Even When You Are Not Currently on This Website or Not Currently in Contact With Us,
And All of Its Provisions Are Also Retroactive)

JUSTIFIED PUBLISHED PERSONAL POLICIES: U.S. Supreme Court ruled that:
Corporations are "persons"; corporations can have enforceable published policies for all who contact them;
therefore, human persons can have enforceable published policies for all who contact them

Do not Phone, Text, Social Media or Personally Contact Us
For all Comments, Questions, Concerns, Objections and Suggestions, Email Us For all Complaints, USPS Mail Us Only

TERMINOLOGY: The terms, "you", "yours", "person", "customer", "client" and "Contactor" found on this website refer to any person or other entity who contacts us or our property or attempts to contact us or our property for any reason, from any source, by any means, or at any time in the past, present and/or future (more below). The terms, "we", "our", and "us" found on this website individually and collectively refer to John Williams and/or any member(s) of all of his family. The terms, "he", "his" and "him" are used in their generic senses only, and equally apply to both males and females, and can also mean the same as "you". The terms, "they" and "it" (which refers to any non-human entity) can also mean the same as "you". The terms, "fully", "full" and similar herein means all provisions and all other statements herein and any and all other of our written statements are 100% and totally applicable, without any reservations, qualifications, objections, exceptions or other conditions whatsoever by a Contactor (described below), without any liability to us.
          Without liability to us, the term "CONTACTOR" fully applies to: (1) All persons and entities, including, but not limited to all customers, contractors of all types, contractees, clients, potential clients, creditors, debtors, debt collectors*, legal parties, agents, investigators, reporters, representatives, pollsters, sales persons, campaigners, website visitors to any of our websites, business visitors and personal visitors, fraudsters, scammers, stalkers, etc. who contacts us or attempts to contact us for any reason or intent or by accident; (2) All persons who have anyone in (1) above contact or attempt to contact us on his/her/their/its behalfs or behests using any means, methods or technology; (3) All persons and entities who financially benefit from anyone above's contact or attempted contact with us; (4) All persons and entities who contact or attempt to contact us or who has anyone above contact or attempt to contact us and causes or increases, or attempts to cause or increases us any harassment, threat or harm to us; (5) All persons and entities which in any manner or medium, or by using any type of method, device, software and/or technology (artificial intelligence (AI), etc.), contact us or attempt to contact us (eg: by phone, email, letter, social media, personal, etc.) to do business, to do onsite work for us, to legitimately legally notify us, to legitimately warn/caution us, to survey/poll us, to inquire about anything not specifically and totally related to one of our businesses or onsite work*, to threaten us**, to damage/injure/vandalize us, a third party close to us or our property**, to harass us**, to defraud us**, to photograph/videotape/record us or our property without our prior written permission*, to monitor/surveil/spy on/stalk us*, to enter our property or to take anything from us or our property or leave anything on our property without our prior written permission**,to prank us**, to collect an alleged debt***, to complain to us, to litigate against us*, to obtain/store/process/transmit/distribute/sell any personal/financial data about us, regardless of how, when, where, for whom and to whom this data was acquired**, to process or use any kind of biometric process (eg: DNA, fingerprints, blood, hair, facial recognition, behavioral or appearance pattern recognition, medical/physical condition recognition, eyeball scan, etc.) on us or any property any of us own or control**; (6) All persons and entities which contracted with or attempt to contract with us, any business we may have and/or any property we may own, have owned or have an interesting in owning at any time, at any place, by any means or for any reason whatsoever; (7) All persons and entities who enter or attempt to enter a property owned or controlled by us at any time, at any place, for any duration, by any means or for any reason whatsoever; and (8) All persons and entities we contacted first, but permitted us to further interact with them (eg: do business with us, provide us answers/information/advice, he/she/it contacted us later as per (1) - (7) above, we were in a situation where we were compelled to contact him/her/it first).
...... In addition, "Contactor" fully applies to all persons and entitities in (1) thru (8) above whether or not they use their real, fake, partial or no IDs, job titles, physical addresses, email addresses, phone numbers, voices and/or appearances, and to all other people and entities who knowingly or unknowingly benefited from, are benefiting from and/or are likely to benefit from what personal data, financial data, stress or harm on us a Contactor or attempted Contactor of us obtained, is obtaining or plans to obtain, whether or not they communicate with us in any way, and whether or not their actions were intentional, accidental, successful or unsucessful, or were made for themselves, and/or were made on the behalf/behest of anyone else, or were benign or harmful to any of us, to anyone else or to any of our property. ...... *UNAUTHORIZED CONTACT WITH US: For each incident of this from above, you agree to pay us $1,000 - $10,000, depending on the severity of the incident.
...... **SEVERE UNAUTHORIZED CONTACT WITH US: For each incident of this from above, you agree to pay us $10,000 - $100,000, depending on the severity of the incident.
...... * and **PAYMENT DETAILS: All payments are due and must be made for each incident within 30 days of the incident. After 30 days, we charge a 1.5% APR interest charged daily on all remaining balances. Additional charges are possible: (A) If injury to us and/or our property results from the incident. (B) All direct and indirect fees and costs related to litigation and debt collecting by us, if any. (C) Punitive damage awarded by a court. (D) If multiple * and/or ** incidents have occurred within the same time frame and/or in repeated fashions.

...... ***PARTIAL OPT-OUT FOR SOME DEBT COLLECTORS: We will gladly pay all debts we actually owe to a debt collector who is legally authorized to collect his/her/their alleged debt and does so fully within all of the provisions below, and within all applicable debt collecting laws, rules regulations and ethical conduct. Billing frauds, scams and unethical conduct are very common, so therefore, we must take extraordinary steps to protect ourselves from billing frauds, scams and unethical conduct. To receive a partial opt-out, the debt collector must fully agree and implement, IN SIGNED-AND-DATED WRITING, to all of the following provisions, without any liability to us (Note: Any violation or lack of fulfillment of any of these (1) - (13) provisions below bars this partial opt-out fully and permanently (unless we later voluntarily agree to lift this barring in writing), without any liability to us. (1) Provide to us verifiable proof that we actually owe this alleged debt, exactly what the alleged debt amount is (Note: the alleged debt must be for the exact same amount as to what we actually owe), and the account number and all other details relevant to this alleged debt (Note: account number and all other relevant details must be 100% correct and complete). (2) Provide to us verifiable written proof that the debt collector has the full legal right and authority by the creditor to collect this debt. (3) Provide to us verifiable proof that the debt collector is legally licensed to collect this alleged debt, and provide to us his/her/their debt collector license number and name of this licensing agency(ies), and all restrictions and limitations on the licensing. (4) Provide to us the physical business address of the debt collector(s) and applicable registered agent(s), and the names, titles, physical business addresses, email addresses and phone numbers of all persons who act on the behalf of or at the behest of the debt collector and/or registered agent for this alleged debt, including all attorneys (if any), as well as the license numbers, and all restrictions and limitations to their attorney licenses. (5) Provide to us all past and current contacts with us by USPS mail and verbally (by phone and personal), and all such USPS mail must have a clear, legible postmark date, and be signed and dated by a responsible agent, and the postmark date must not exceed 5 days after the signed-and-dated letter/notice date. (6) If you have provided our personal and/or financial data for any form of compensation (whether received or not), provide to us exactly who our data was sold or provided to and how much that person or entity paid for it for all such incidents. And fully agree to deduct that amount from our alleged debt; and also fully agree that the debt collector shall fully compensate us, plus punitive damages and interest, if any of our sold or provided data is used to directly or indirectly harm us in any way. (7) If our personal or financial data has been provided to any person or entity without any form of compensation or thru a data breach(es), provide to us exactly who our data was provided to and/or who compromised our data thru a data breach(es). And fully agree that the debt collector shall fully compensate us, plus punitive damages and interest, if any of our provided data is used to directly or indirectly harm us in any way. (8) Because we never make financial legal agreements verbally, some of us are hard-of-hearing, phone connections/voice quality are often bad, and using phone calls to harass people and/or to GPS-track them are never ethical nor justifiable and likely illegal, fully agree to never try to contact us in any verbal way (Note: nothing we say verbally legally commits us to anything). (9) If the debt collector owes us any money for any reason, he/she/it must first immediately pay us 100% of the owed money plus interest. (10) The debt collector(s) fully agrees to never violate any law, rule, regulation or ethical code directly or indirectly relevant to debt collecting against us. (11) Provide us at all times complete, accurate, specific, relevant and definitive signed-and-dated replies to all writings we send him/her/it within 30 days of receipt of our writings, and in no less than 60 days before filing any legal action against us. (12) Provide us the option to reply to any contact he/she/it makes with us upto the same amount of time it took him/her/it to send us a bill or reply to any writing of ours to him/her/it, with no liability to us. (13) Never try to require us to click on a computer URL or attachment link.
...... If none of the above is violated, all herein is waived, EXCEPT FOR ALL LEGAL COMPLAINTS AND PROCEEDINGS (jurisdiction, venue, applicable law, legal service restrictions, etc.) are not waived. Interest mentioned herein is applied daily at the 1.5%APR/month rate, and is applied to all outstanding amounts.

IF YOU CANNOT OR WILL NOT 100% AGREE TO ALL PROVISIONS HEREIN WITHOUT ANY OBJECTIONS, CONDITIONS OR RESERVATIONS, WITH NO LIABILITY TO US, THEN DO NOT CONTACT US EVER (AGAIN). All of the policy provisions stated herein fully apply to all Contactors as defined above. All of our personal policies stated herein become 100% effective immediately upon their first publication. None of our personal policies can be changed, deleted or added without our prior written permission. This personal policy webpage supersedes all earlier versions of our personal policies, and fully operates retroactively as well. If you have any questions, concerns, complaints, suggestions, comments, objections or needed clarifications about any of our policy provisions stated or implied herein that apply or may apply to you, and/or to any and all past, current or future contract between any of us and you (to the extent permitted by the law or a court of competent jurisdiction), you MUST contact us IN WRITING (ie: by email or USPS mail only - no texting, posting or publishing) with all of your questions, concerns, complaints, suggestions, comments and/or objections within 30 days of our publishing this new or changed provision, and you must fully and accurately identify yourself. If, and only if, you are a Contactor and you believe we have made a policy mistake, misstatement, omission or contradiction, or made a vague, illegal, unethical, unfair, unreasonable or conflicting provision, we will gladly seriously consider changing it for you and likely others it may apply to, in writing. We may ask you questions and/or documentation, for which you must reply with truthful, complete and relevant answers/documentation within 30 days. If you also clearly state in your letter or email to us that you want us to opt you out and your request is reasonable, and if you notify us, in writing, within 30 days of when we first post the applicable new or changed provision on this webpage or your first contact with us (whichever occurs later) we will opt you out of that provision only. Else, the provision fully applies to you relevant to all past, current and future contacts and attempted contacts you have made with us. If we do not reply to your email within 7 days or by USPS mail within 30 days of our receipt, then both email and USPS mail us again. If you have verifiable and reasonable documented proof in writing that you could not physically or mentally reply within the 30 day period or the postmark date on your envelope is more than 10 days before our receipt of your USPS mail, we may add in up to an additional 60 days for you to reply to allow for our receipt of your response. Do not require us to sign for any USPS mailing you send us (to prevent the identified signer from being targeted by something dangerous within the envelope). Note: We may ignore, refuse to open or destroy any USPS mail envelope we receive without a clear postmark date, or that we are asked to sign for, or the envelope/package appears to be tampered with or suspicious to us, with no liability to us. In our replies to you, we may require, in writing, additional details, information, clarifications, documentation, and suggested policy wording corrections/changes so we can make a fair and wise decision. Our goal is to be fair and reasonable to everyone, and we will seriously consider all reasonable requests under this paragraph. We make provision changes, additions and deletions to our policies at any time without prior notice and with no liability to us. Any change, deletion or addition to a policy is never an admission that any related or conflicting previous policy was ever in error or invalid.

THESE POLICIES ARE FULLY BINDING LEGAL AGREEMENTS BETWEEN YOU AND JOHN WILLIAMS, THE OWNER AND OPERATOR OF THIS AND OTHER WEBSITES ("SITES"). THIS AGREEMENT STATES THE TERMS AND CONDITIONS THAT GOVERN YOUR RELATIONSHIP WITH JOHN WILLIAMS, HIS AGENTS, REPRESENTATIVES, ASIGNS AND CONTRACTORS, AND/OR ANY OF HIS BUSINESSES, WHICH GO INTO FULL AND IMMEDIATE EFFECT BY ACCESSING AND USING THIS SITE, ANY OF OUR OTHER WEBSITES, OR BY CONTACTING US IN ANY OTHER WAY DESCRIBED HEREIN. If you have any questions, suggestions, concerns or complaints regarding policies on this site or any of our webpages of this site - even if it is just for some grammatical or spelling error - please freely contact us in writing. Our goal is to be fair, correct, complete and clear to both you and us.

SHOULD ANY OF THESE POLICIES BE NULLIFIED BY A COURT OF COMPETENT JURISDICTION, ALL OTHER PROVISIONS OF THESE POLICIES SHALL STILL 100% APPLY.

THIS WEBSITE (which includes all webpages under any of its domain names, texts, images and programming code) IS CONTROLLED AND OPERATED SOLELY BY US from ABQ. WE MAKE NO REPRESENTATION THAT THIS WEBSITE, ITS MATERIALS, ANY OF OUR OTHER PROMOTIONS OR PUBLICATIONS ARE APPROPRIATE OR AVAILABLE FOR USE ANYWHERE INSIDE OR OUTSIDE OF THE UNITED STATES, AND ACCESS TO THIS WEBSITE OR TO ANY OTHER PROMOTION, OTHER PUBLICATION, MATERIALS, PRODUCTS OR SERVICES FROM PLACES WHERE THEY ARE ILLEGAL IS STRICTLY PROHIBITED. THOSE WHO CHOOSE TO ACCESS A U.S. WEBPAGE FROM PLACES INSIDE OR OUTSIDE OF THE UNITED STATES WHERE THEY ARE ILLEGAL OR FOR AN ILLEGAL REASON DO SO OF THEIR OWN VOLITION AND ARE TOTALLY, SOLELY AND EXCLUSIVELY RESPONSIBLE FOR COMPLIANCE WITH ALL APPLICABLE LAWS AND REGULATIONS OF THEIR AND OUR JURISDICTIONS. WE CAN ONLY SIGN WRITTEN CONTRACTS. WE CANNOT SIGN ANY CONTRACTS WITH ANYONE WHO IS LESS THAN THE LEGAL AGE OF CONSENT OR WHO IS ADJUDGED MENTALLY INCOMPETENT, IN WHICH CASE, THE PERSON'S PARENTS OR GUARDIANS MAY SIGN AND TAKE FULL RESPONSIBILITY FOR THE CONTRACT PROVISIONS.

WITHOUT ANY LIABILITY TO US (because actual identities, Caller IDs, addresses and true intentions can be lied about, spoofed, faked or hidden; personal, financial and business information can be found on just about anyone these days; and often times spoken words are unintelligible to us for a number of reasons):
          (1) WE NEVER VERBALLY AGREE TO CONTRACTS (therefore, do not ever verbally contact us in person or by phone to try to get us to agree or to take steps to agree to any contract unless and until we give you prior written permission to call us about your proposed contract),
          (2) WE REALIZE THAT MANY NAMES, PERSONAL IDS, PHONE CALLER ID #S, PHYSICAL ADDRESSES, EMAIL ADDRESSES, LINKS, MESSAGES, ETC. ARE FAKE, SCAMS OR EVEN DANGEROUS TO CONSIDER, CLICK ON OR OPEN UP, SOME OF WHICH ARE VERY SOPHISTICATED, SO WE AUTOMATICALLY DO NOT BELIEVE OR ACT ON ANY OF THEM UNTIL WE ARE PERSONALLY SATISFIED OF THEIR AUTHENTICITY. THE FULL BURDEN OF AUTHENTICATING ANY OF THESE IS WITH THE SENDER, AND NO BURDEN IS WITH US. WE ASSUME NO LIABILITY FOR NOT BELIEVING OR ACTING ON ANY FORM OF ID OR MESSAGE EVEN THOUGH THE ID AND MESSAGE ARE ACCURATE, IF THE SENDER HAS NOT AUTHENTICATED IT TO OUR SATISFACTION.
          (3) WE MAY NOT AGREE TO ANYTHING ELSE TOLD TO US BY PHONE OR SENT TO US BY EMAIL OR BY A DELIVERY SERVICE IF WE REASONABLY BELIEVE IT IS A FAKE, SCAM OR FRAUD, OR IT IS ILLEGAL, UNETHICAL OR IMMORAL (therefore, do not call us by phone unless and until we give you prior written permission to call us), and
          (4) WE MAY NOT AGREE TO TAKE ANY ACTION OR MAKE ANY DECISION BASED ON ANYTHING VERBALLY OR IN WRITING TOLD TO US IN PERSON, FACE-TO-FACE, UNLESS THAT PERSON HAS FIRST FULLY IDENTIFIED HIMSELF/HERSELF AND HIS TRUE INTENTIONS, AND IS IN AN OFFICIAL POSITION WHERE HE HAS BOTH THE LEGAL AUTHORITY AND DUTY TO TELL US TO TALK TO US, AND WE CLEARLY AND COMPLETELY UNDERSTAND WHAT HE IS TELLING US. ALSO, IF SOME UNIDENTIFIABLE PERSON SUDDENLY APPROACHES US WITHOUT OUR PERMISSION, WE RESERVE THE RIGHT TO VIEW THAT PERSON AS A PHYSICAL THREAT TO US, AND IF SO, TO TAKE WHATEVER ACTIONS WE DEEM NECESSARY TO PROTECT OURSELVES, INCLUDING AVOIDANCE, AND ANY OTHER TYPE OF ACTION WE BELIEVE IS REASONABLE UNDER THE CIRCUMSTANCES (therefore, do not ever try to visit with any of us or personally approach any of us unless and until we give you prior written permission to do so).

BAD PAYMENTS; CONTACTOR DEBTS: WE ASSUME NO LIABILITY FOR ANY CONTACTOR DEBTS WHETHER OR NOT ASSOCIATED WITH ANY TRANSACTION INVOLVING US DIRECTLY OR INDIRECTLY. THE CONTACTOR SHALL FULLY AND IMMEDIATELY REIMBURSE US, DEFEND US, INDEMNIFY US AND HOLD US HARMLESS ANY AND ALL DIRECT AND INDIRECT COSTS, LOSSES AND/OR FEES, INCLUDING BUT NOT LIMITED TO BAD PAYMENT AMOUNTS, BANKING FEES, COLLECTION AGENCY FEES, REASONABLE ATTORNEY FEES, LEGAL COSTS, AND INTEREST (1.5% per month) RESULTING TO US AND/OR TO ANYONE ASSOCIATED WITH IT CAUSED BY OR RESULTING FROM HIS BAD PAYMENT (regardless of the cause of the bad payment) OR OTHER ACTION HARMFUL TO US. IF A CONTACTOR OR CONTRACTOR OWES US MONEY AND/OR PROPERTY, AND REFUSES TO PAY US IN FULL WITHIN 30 DAYS OF A LETTER, EMAIL, PHONE CALL OR OTHER ATTEMPT WE MAKE TO NOTIFY HIM/HER, WE MAY CONFISCATE WHATEVER MONEY AND/OR PROPERTIES OF THE CONTACTOR WITHOUT LIABILITY TO US OR TO ANYONE ASSOCIATED WITH US (eg: Our agents, representatives, assigns, etc.); WHICH FAIR MARKET VALUES WE WILL APPLY TOWARDS SATISFACTION OF THE DEBT PLUS ALL ADDITIONAL FEES, CHARGES AND COSTS ASSOCIATED WITH THE DEBT THE CONTACTOR OWES US. ALL OTHER LEGAL REMEDIES ALSO FULLY APPLY. Please be sure to pay us the correct amount of your payment. Underpayment does not state or imply that a precedent has been set for accepting underpayments, nor that we have waived any of our rights to full payments, and the balance must be received and cleared by us within 30 days of us receiving the underpayment before we count the debt as being paid. DO NOT OVERPAY US, AND THEN ASK FOR A PARTIAL REFUND - this is a popular scam, so if you are due for a refund, we reserve the right to make that refund 36 days after your payment clears; payment clearance periods are described above.

CHOICE OF LAW, VENUE AND JURISDICTION, UNLESS OTHERWISE PREVIOUSLY AGREED UPON IN WRITING: THIS AGREEMENT SHALL BE CONSIDERED AS HAVING BEEN EXCLUSIVELY ENTERED INTO IN THE STATE OF NEW MEXICO AND ABQ, AND SHALL BE STRICTLY CONSTRUED AND INTERPRETED IN ACCORDANCE WITH THE SUBSTANTIVE AND PROCEDURAL LAWS OF THE STATE OF NEW MEXICO AND ABQ. ALL PERSONAL JURISDICTION, SUBJECT MATTER JURISDICTION AND VENUE IN ALL MATTERS AND REGARDLESS OF CAUSES OF ACTION RESIDE SOLELY AND EXCLUSIVELY IN ABQ. ALL UNRESOLVED DISPUTES BETWEEN US AND A PERSONAL OR BUSINESS CONTACTOR MUST BE FILED IN ABQ, SHALL BE ADJUDICATED IN THE ENGLISH LANGUAGE ONLY, AND ARE LIMITED TO THE SCOPE OF OUR POLICIES. THIS AGREEMENT SHALL BE GOVERNED EXCLUSIVELY BY NEW MEXICO'S SUBSTANTIVE AND PROCEDURAL LAW*, WITHOUT GIVING EFFECT TO ANY CONFLICT OF LAW, REGULATION OR RULE (REGARDLESS OF JURISDICTION, EXCEPT FOR STATUTE OF LIMITATIONS*) THAT WOULD CAUSE THE APPLICATION OF THE LAWS OF ANY JURISDICTION OTHER THAN ABQ. ONLY THE TERMS AND CONDITIONS FOUND HEREIN APPLY - REGARDLESS OF WHERE THE CONTACTOR IS FROM, CONTACT IS MADE, OR ALLEGED CAUSE OF ACTION OCCURRED. ALL OTHER LEGAL, ADMINISTRATIVE AND REGULATORY ACTIONS AGAINST US BY A CONTACTOR ARE PROHIBITED WITHIN THE FULL EXTENT OF WHAT THE LAW ALLOWS.
..... *IF YOU ARE FROM ANOTHER JURISDICTION WHICH HAS A DIFFERENT RELEVANT STATUTE OF LIMITATIONS, YOU FULLY AGREE TO THE SHORTEST STATUTE OF LIMITATIONS POSSIBLE RELEVANT TO ALL APPLICABLE JURISDICTIONS.

IF WE OR ANY OF OUR SUCCESSORS, AGENTS OR ASSIGNS BECOME A PARTY OF ANY LEGAL, REGULATORY OR ADMINISTRATIVE CLAIM, DISPUTE, ACTION, PROCEEDING OR LAWSUIT RELEVANT TO ANY BUSINESS OR PRIVATE TRANSACTION(S) YOU CLAIM TO HAVE WITH US, YOU FULLY AGREE THAT ALL SUCH DISPUTES RELEVANT TO THE SAME TRANSACTION(S) OR THE SAME OR SIMILAR CAUSES OF ACTION SHALL BE COMBINED BY YOU INTO ONE SUCH CLAIM, DISPUTE, ACTION, PROCEEDING OR LAWSUIT, AND THAT THE PREVIOUS PARAGRAPH FULLY AND EXCLUSIVELY APPLIES TO ALL PARTIES IN SUCH A LEGAL, REGULATORY OR ADMINISTRATIVE CLAIM, DISPUTE, ACTION, PROCEEDING OR LAWSUIT - EVEN IF ANY HUMAN PARTY IS LATER REMOVED IN THAT FILING OR IN ANY SUBSEQUENT FILING, RE-FILING, ADDITIONAL FILING(S), AMENDED FILING(S), OR OTHERWISE CHANGED FILING.

IF WE OR ANY OF OUR BUSINESSES, SUCCESSORS, AGENTS OR ASSIGNS BECOME A PARTY OF ANY LEGAL, REGULATORY OR ADMINISTRATIVE CLAIM, DISPUTE, ACTION, PROCEEDING OR LAWSUIT BECAUSE OF ANY RELATIONSHIP YOU CLAIM TO HAVE WITH ANY OF US, OR IN ANY MANNER CONTRADICTORY TO THE PREVIOUS TWO PARAGRAPHS, OR IF YOU HAVE MADE ANY FALSE, DECEPTIVE OR MISLEADING STATEMENT, YOU SHALL PERSONALLY, TOTALLY AND IMMEDIATELY INDEMNIFY, DEFEND, AND HOLD US FREE AND HARMLESS AND ALL OF OUR SUCCESSORS, AGENTS AND ASSIGNS, FROM ALL CLAIMS, ACTIONS, PROCEEDINGS, LAWSUITS, JUDGMENTS, DECREES, DAMAGES, INJURIES, LIABILITIES, LOSSES, COSTS, and/or EXPENSES, IF ANY (including but not limited to all reasonable attorney's fees and litigation expenses), WHICH DIRECTLY OR INDIRECTLY RESULT. FURTHERMORE, YOU SHALL PERSONALLY, TOTALLY AND IMMEDIATELY INDEMNIFY, DEFEND, AND HOLD US AND ALL OF OUR SUCCESSORS, AGENTS AND ASSIGNS FREE AND HARMLESS FROM ALL CLAIMS, ACTIONS, PROCEEDINGS, LAWSUITS, JUDGMENTS, DECREES, DAMAGES, INJURIES, LIABILITIES, LOSSES, COSTS AND EXPENSES, IF ANY (including but not limited to all reasonable attorneys' fees and litigation expenses), DIRECTLY OR INDIRECTLY ARISING IN ANY PART OUT OF YOUR NEGLIGENT, DISHONEST, TORTUOUS, BREACH-OF-CONTRACT AND/OR ILLEGAL ACTS OR IN ANY WAY CAUSED BY YOU OR BY ANY OF YOUR EMPLOYERS, EMPLOYEES, AGENTS, REPRESENTATIVES, ASSIGNS, AND/OR CONTRACTORS. THIS INCLUDES, BUT IS NOT LIMITED TO, ALL CLAIMS, DISPUTES, ACTIONS, PROCEEDINGS, AND LAWSUITS ARISING OUT OF ANY USE, MISUSE OR ABUSE BY YOU OR BY ANY OF YOUR EMPLOYERS, EMPLOYEES, AGENTS, REPRESENTATIVES, ASSIGNS, AND/OR CONTRACTORS, IF ANY, CAUSED BY THE VIOLATION OF ANY LAWFUL STATUTE, REGULATION OR JUDGMENT BY A COURT OF COMPETENT JURISDICTION, OR CAUSED BY ANY UNAUTHORIZED OR IMPROPER ACT OR TORT WHICH INJURES ANY OF US. AND IF YOU SUE US, YOU FULL AGREE TO ASK FOR AND PAY FOR A JURY TRIAL AND FOR RECORDINGS (for later possible appeals).

TO THE EXTENT NOT PROHIBITED BY APPLICABLE LAW BY A COURT OF COMPETENT JURISDICTION, YOU SHALL NOT INITIATE OR FILE ANY LEGAL, REGULATORY OR ADMINISTRATIVE COMPLAINT, CLAIM OR PROCEEDING AGAINST US WITHOUT FIRST NOTIFYING US A MINIMUM OF 60 DAYS PRIOR TO FORMALLY INITIATING OR FILING ANY SUCH COMPLAINT, CLAIM OR PROCEEDING, BY CERTIFIED OR REGISTERED MAIL A FORMAL LEGAL DEMAND LETTER ("Legal Demand Letter" must be printed on outside of envelope and in an enclosed letter or document), WHETHER OR NOT YOUR ACTION VIOLATES ANY OTHER PROVISION(S) OF OUR POLICIES STATED HEREIN. YOUR LEGAL DEMAND LETTER MUST CLEARLY, ACCURATELY AND COMPLETELY SPECIFY THE ENTIRE HISTORY OF OUR RELATIONSHIP, A LEGIBLE, COMPLETE AND ACCURATE COPY OF YOUR FINAL COMPLAINT VERSION, WHAT PAYMENTS OR OTHER THINGS YOU ARE DEMANDING TO FOREVER 100% SATISFY YOUR COMPLAINT, TO WHAT DEGREE YOU ARE WILLING TO NEGOTIATE, YOUR FULL FACTUAL AND LEGAL JUSTIFICATIONS FOR EACH AND EVERY DEMAND BASED ON PROVABLE FACTS AND FULLY SUPPORTED UNDER THE LAW, THE SPECIFIC APPLICABLE LAW AND OUR SPECIFIC APPLICABLE POLICIES (in all disputes with us, the complainer assumes full responsibility to produce all proof of facts, copies of all relevant documentation, and copies of all of our policies which applied to his contract he alleges), THE FULL DESCRIPTION AND IDENTIFICATION OF ALL EVIDENCE, PARTIES, WITNESSES, ALL CAUSES OF ACTION, AND ALL LEGAL THEORIES WHICH YOU ALLEGE, AND A CLEAR AND UNQUALIFIED STATEMENT THAT YOU FULLY ACCEPT ANY AND ALL DIRECT OR INDIRECT LEGAL, REGULATORY AND/OR ADMINISTRATIVE CONSEQUENCES FOR ANY AND ALL ERRONEOUS, FALSE, MISLEADING AND UNPROVED FILINGS AND STATEMENTS YOU MAKE OR MADE IN YOUR LEGAL DEMAND LETTER, COMPLAINT, MOTIONS, ANY AND ALL OTHER LEGAL DOCUMENTS, ALLEGATION OR OTHER STATEMENT (including but no limited to those that are in breach of this contract) - EVEN IF NO LEGAL, REGULATORY OR ADMINISTRATIVE FILING OCCURS OR YOUR COMPLAINT IS LATER FULLY WITHDRAWN, NOT RELIED UPON, DISMISSED OR RULED AGAINST. IN ALL MATTERS OF CONTRACT DISPUTE, YOU FULLY AGREE THAT THE ONLY PROOF OF THE EXISTENCE OF SUCH CONTRACT IS YOU OR US PROVIDING THE OTHER A FULLY LEGIBLE COPY OF THE CONTRACT DOCUMENT SIGNED AND DATED BY YOU AND BY JOHN WILLIAMS. FURTHERMORE, YOUR LEGAL DEMAND LETTER MUST BE CLEARLY SIGNED AND DATED IN BLACK INK BY YOU, AND MUST INCLUDE YOUR ACCURATE AND CURRENT NAME, PHONE NUMBER, PHYSICAL ADDRESS AND THAT OF YOUR ATTORNEY (if you have an attorney), REGISTERED AGENT (if you have one; if we are unable to serve you or your registered agent, we will assume you want us to serve you by publication if legal service is required), AND ANY AND ALL OTHER AGENTS RELEVANT TO US, THE NAME AND ADDRESS OF THE LEGAL, REGULATORY OR ADMINISTRATIVE BODY YOU INTEND TO FILE WITH, AND INCLUDE FULL VENUE AND PERSONAL AND SUBJECT MATTER JURISDICTION JUSTIFICATIONS FOR THAT BODY TO HEAR YOUR CASE IF IT DIFFERS FROM ABQ.

YOU AND YOUR ATTORNEY(S) AND REGISTERED AGENT HAS AN EMAIL ADDRESS, YOU MUST ALSO PROVIDE US YOUR AND THEIR ACCURATE AND CURRENT EMAIL ADDRESSES AND LICENSED NUMBERS TO US IN YOUR LEGAL DEMAND LETTER.

LEGAL SERVICE: TO THE EXTENT NOT EXPLICITLY PROHIBITED BY APPLICABLE LAW OR COURT OF COMPETENT JURISDICTION, LEGAL SERVICE TO US SHALL BE LIMITED TO ACTUAL, PERSONAL AND EXPRESSED AND IN WRITING (you fully agree to never request or conduct service to us by email, by texting, by social media or by publication), WITH VERIFIABLE PROOF OF PROPER SERVICE (a signed and dated (with both date and time) Affidavit of Service, PLUS either the served party's signature and date and time of service, OR photographs or video of how the Process was delivered with a signed, dated and notarized witness statement (Note: You fully agree to not consider affidavits without supporting proof), all of which we must receive within 14 work days after day of service, PLUS clear, explicit written proof that the process server was given prior consent by us to enter and remain on our property issued by us at least 14 work days prior to entry to our property (if service is claimed to be done on our property, we will provide process server our Property Entry & Remaining Application Form upon his request, more below)); AND INCLUDE CLEAR, SPECIFIC, COMPLETE AND DETAILED DESCRIPTIONS OF ALL PARTIES, ATTORNEYS, WITNESSES, COURT OF FILINGS, COMPLAINTS, APPLICABLE FACTS, APPLICABLE LAWS, APPLICABLE POLICIES AND PROPOSED REMEDIES. NO MATTER HOW YOU SERVED ANY OF US, YOU FULLY AGREE TO SEND US A COMPLETE MAILED AND TOTALLY LEGIBLE COPY OF ALL PAPERS SERVED TO ANY OF US WITHIN 24 HOURS OF THE SERVICE OF PROCESS, THRU USPS MAILS IN ANY MANNER (FIRST CLASS MAIL OR FASTER), EXCEPT YOUR MAIL MUST NOT REQUIRE ANY PARTICULAR PERSON'S SIGNATURE (the reason for no specific signature is to avoid the targeting of any of our people to a possible violent attack), AND ON THE BACK OF YOUR ENVELOPE YOU MUST STATE, "Copy of Legal Service of Process Relevant to the Person or Persons Listed in this envelope's Address". FURTHER, YOU FULLY AGREE THAT WE MAY IGNORE OR DISREGARD ANY OTHER FORM OF SERVICE OF PROCESS TO US WITH NO LIABILITY TO US, INCLUDING ANY FORM OF CONSTRUCTIVE SERVICE AND UNPROVABLE FORMS OF SERVICE.

OUR RETENTION POLICIES: OUR RETENTION POLICIES STATED BELOW FULLY APPLY TO ALL DISPUTES AND TO ALL OTHER LEGAL, ADMINISTRATIVE, REGULATORY, QUASI-GOVERNMENT AND SOCIAL MEDIA COMPLAINTS AND ACTIONS. IF YOU ARE REPRESENTED BY AN ATTORNEY(S), YOU MUST INCLUDE IN YOUR LEGAL DEMAND LETTER FOR EACH AND EVERYONE OF YOUR ATTORNEYS A COPY OF HIS NEW MEXICO LAW LICENSE AND PROOF OF BEING LEGALLY PERMITTED TO REPRESENT YOU IN NEW MEXICO FOR ALL OF THE PROCEEDINGS HE REPRESENTS YOU IN, AND PROOF THAT HE IS LEGALLY PERMITTED TO AND HAS FULL JURISDICTION TO PRACTICE IN THAT VENUE WITH THE REQUIRED CHOICE OF LAW.

YOU FULLY AGREE TO NOT FILE ANY LEGAL, REGULATORY OR ADMINISTRATIVE COMPLAINT AGAINST US THAT ALLEGES THAT JOHN WILLIAMS COMMITTED A CRIMINAL OR CIVIL ACT, UNLESS AND UNTIL YOU HAVE FULLY EXHAUSTED ALL OF YOUR CIVIL REMEDIES, AND A LEGAL AUTHORITY HAS STATED IN WRITING THAT THERE IS A LIKELY CRIMINALLY-BASED LEGAL, CIVILLY-BASED LEGAL, REGULATORY OR ADMINISTRATIVE WRONGDOING(S) ON OUR PART, AND YOU HAVE NOTIFIED US IMMEDIATELY AND COMPLETELY ABOUT YOUR ALLEGED WRONGDOING(S) BY CERTIFIED MAIL, AND WE DID NOT CORRECT OR LEGALLY JUSTIFY YOUR ALLEGED WRONGDOING(S) WITHIN 30 DAYS OF RECEIPT OF YOUR NOTICE. We have never received a criminal complaint about anything ever. YOU FURTHER AGREE THAT IF IT IS LATER RULED THAT NO CRIMINAL WRONGDOING WAS INVOLVED, YOU FULLY AGREE TO TOTAL LEGAL LIABILITY FOR DEFAMATION OF CHARACTER, AND WAIVE, FOREGO AND ABANDON ALL DEFENSES AND IMMUNITIES YOU MAY HAVE. IF THE DISPUTE RELATES TO ANY BUSINESS TRANSACTION WITH US OF WHICH POLICIES REQUIRES BINDING ARBITRATION WITH US, THEN YOUR CIVIL REMEDIES INCLUDE ALL OF THE ARBITRATION POLICIES OF THAT BUSINESS, WHETHER OR NOT CRIMINALITY IS BEING ALLEGED.

YOU MUST NOT HAVE ANY ILLEGAL, UNETHICAL OR IMMORAL INTENTION, USE OR PURPOSE IN CONTACTING US. WE TAKE NO RESPONSIBILITY FOR THE ADEQUACY OR ACCURACY OF ANY OF OUR VERBAL STATEMENTS. IF YOU NEED A STATEMENT FROM US OF ANY KIND FOR ANY PURPOSE, ASK US TO PROVIDE YOU THAT STATEMENT IN WRITING AND ALL OF THE REASONS WHY YOU NEED THAT STATEMENT. WE WILL SERIOUSLY CONSIDER ALL REASONABLE REQUESTS.

EXCEPT IN CASES OF EMERGENCY, NO ONE HAS OUR CONSENT TO ENTER OR REMAIN ON OUR PROPERTY, WHETHER POSTED OR NOT, WITHOUT OUR CLEAR, EXPLICIT WRITTEN PRIOR PERMISSION TO ENTER OR REMAIN ON OUR PROPERTY. To apply for this permission, request in writing at least 14 work days in advance of your scheduled entry onto our property, our Property Entry & Remaining Application Form (by USPS mail only), which you must provide us properly completed within 10 work days of your scheduled entry or remaining on our property. If we approve of you to enter or remain on our property, we will provide you our written Property Entry & Remaining Permit at least 5 work days prior to entry onto our property, with any restrictions listed on it we require (our home is also the headquarters for The Church of Bible Prophecy, so proper permissions and conduct are always required to avoid sacriligious behavior). No person shall enter or remain on our property without our explicit, prior written permission unless he is observing the proper epidemic-related rules (even when there is no current epidemic because existing diseases such a pneumonia and flu still abound), which are: (1) You must wear a face mask, (2) You must wear plastic gloves, (3) You must observe social distancing of at least six feet at all times, (4) No use of tobacco, alcohol or illegal drugs are permitted at least 24 hours prior to up until the time you leave our property, and (5) You must observe every other epidemic-related rule required or recommended by the State or local government or by us for that location. No person shall enter or remain on our property without our explicit, prior written permission unless he is observing the proper safety- and security-related rules, which are: (A) No gun, knife, club, explosive, incendiary or other weapon is allowed, (B) No photographic, video or audio recording or storage device is allowed, (D) No device that transmits images or sounds relevant to us or our property is allowed, and (C) No running, rough, shouting, fighting or violent behavior by you is allowed. For any violation of of any provision of this paragraph, you fully agree is both criminal and civil trespass, requiring a $1,000 to $100,000 per violation incident fee be paid to us*, and we may confiscate and keep all non-permitted devices - all without liability to us. You forever waive, forego and abandon all rights you may believe you have to enter or remain on our property. Herein, "you" means any person, persons or entity responsible for the action or may benefit from the action, whether or not he/they/it does the action themselves, AND the estate of the person or persons should he/she become missing or deceased.
........ *All payments are due and must be made for each incident within 30 days of the incident. After 30 days, we charge a 1.5% APR interest charged daily on all remaining balances. Additional charges are possible: (A) If injury to us and/or our property results from the incident. (B) All direct and indirect fees and costs related to litigation and debt collecting by us, if any. (C) Punitive damage awarded by a court. (D) If multiple incidents have occurred within the same time frame and/or in repeated fashions.

FURTHERMORE, YOU FULLY AGREE THAT YOU WILL NOT FILE ANY KIND OF LEGAL, ADMINISTRATIVE OR REGULATORY ACTION AGAINST US IN ANY IMPROPER, INVALID, PREMATURE OR OTHERWISE ERRONEOUS VENUE OR JURISDICTION, OR FOR ANY IMPROPER, INVALID, UNPROVED OR OTHERWISE ERRONEOUS REASON OR CAUSE OF ACTION, AND THAT IF YOU DO SO, WE MAY FILE A LAWSUIT(S) AGAINST YOU IN AN ABQ COURT OF LAW TO RECOVER ALL OF OUR DIRECT AND INDIRECT COSTS, FEES AND LOSSES DEFENDING OURSELVES AGAINST YOUR ACTIONS, PLUS PUNITIVE DAMAGES. FURTHERMORE, YOU FULLY AGREE TO FULLY AND IMMEDIATELY INDEMNIFY US AND HOLD US HARMLESS IN ANY AND ALL SUCH ACTIONS WE FILE AGAINST YOU. FURTHERMORE, TO THE EXTENT NOT EXPLICITLY PROHIBITED BY LAW OR BY A COURT WITH COMPETENT JURISDICTION, YOU FULLY AGREE TO FOREVER WAIVE, FOREGO AND ABANDON ALL DEFENSES AND IMMUNITIES YOU MAY HAVE OR BELIEVE YOU HAVE IN ANY AND ALL SUCH ACTIONS WE FILE AGAINST YOU, AND FULLY ASSUME PERSONAL LIABILITY. TO THE EXTENT NOT EXPLICITLY PROHIBITED BY LAW OR COURT OF COMPETENT JURISDICTION, YOU FULLY AND FOREVER WAIVE, FOREGO AND ABANDON ALL OTHER FORMS OF LEGAL, ADMINISTRATIVE AND REGULATORY REMEDIES THAN WHAT IS EXPLICITLY PERMITTED HEREIN. IN ANY PROPERTY-RELATED DISPUTE, WE CAN TAKE LEGAL, REGULATORY AND ADMINISTRATIVE ACTION JOINTLY OR SEVERALLY AGAINST THE PARTY WHOM WE OPPOSE, HOWEVER, NOT SEVERALLY IF THE OPPOSING PARTY IS A LEGALLY MARRIED COUPLE LIVING IN A COMMUNITY PROPERTY STATE.

IF YOU HAVE OR HAD ANY DISHONEST, MALICIOUS, INVESTIGATIVE OR OTHERWISE HARMFUL INTENTION AND/OR ACTION AGAINST US, AND/OR CONFLICT OF INTEREST POSSIBLY INJURIOUS TO US, YOU MUST IMMEDIATELY, FULLY, CLEARLY, EXPLICITLY, ACCURATELY, VOLUNTARILY AND FREELY DISCLOSE TO US ANY AND ALL SUCH ADVERSE INTENTIONS, ACTIONS AND CONFLICTS OF INTEREST BY CERTIFIED MAIL WITH THIS SUBJECT LINE AT TOP OF YOUR LETTER: "Full and Specific Disclosure of Identity and All Adverse Intentions and/or Actions and on Whose Behalf or Behest these Adverse Intentions are Being Made For". YOU MUST INCLUDE FULL, CLEAR, EXPLICIT, SPECIFIC AND 100% ACCURATE IDENTIFICATION OF YOURSELF AND ALL PERSONS AND ENTITIES YOU REPRESENT, IF ANY, TO US AND ALL OF YOUR ADVERSE INTENTIONS, ACTIONS AND CONFLICTS OF INTEREST RELEVANT TO US. IF YOU DO NOT FULLY, CLEARLY, ACCURATELY AND IMMEDIATELY IDENTIFY YOURSELF, ALL OTHER RELEVANT PEOPLE AND ENTITIES, AND ALL OF YOUR ADVERSE INTENTIONS, ACTIONS AND CONFLICTS OF INTEREST RELEVANT TO US, YOU WILL HAVE ILLEGALLY ACCESSED OUR WEBSITE AND EMAIL UNDER FEDERAL ANTI-HACKING STATUTES OR OTHERWISE ILLEGALLY CONTACTED US, AND YOU FULLY AGREE THAT YOUR INTENDED ACTIONS AMOUNT TO STALKING. AT THAT POINT, YOU WILL BE AUTOMATICALLY BANNED FROM EVER CONTACTING US AGAIN UNLESS SPECIFICALLY, CLEARLY AND EXPLICITLY AUTHORIZED TO DO SO EITHER BY A COURT OF LAW WITH COMPETENT JURISDICTION OR BY US IN WRITING AND THEN ONLY LIMITED TO THE EXTENT AUTHORIZED BY THAT COURT OR US. YOU WILL ALSO BE SUBJECT TO ANY AND ALL LEGAL, ADMINISTRATIVE, AND/OR REGULATORY ACTIONS AND REMEDIES WE MAY CHOOSE TO TAKE AGAINST YOU, YOU FULLY ACCEPT TOTAL PERSONAL LIABILITY, AND FURTHERMORE, YOU FULLY AND FOREVER WAIVE, FOREGO AND ABANDON ALL POSSIBLY APPLICABLE DEFENSES AND IMMUNITIES (IF ANY) FOR ANY AND ALL DIRECT OR INDIRECT INJURIES YOU CAUSE OR ATTEMPT TO CAUSE US, AND ASSUME FULL PERSONAL LIABILITY.

WE RESERVE THE RIGHT TO REFUSE TO RESPOND TO, REFUSE TO COMPLETELY OR ACCURATELY RESPOND TO, REFUSE TO TRY TO CORRECT, AND/OR TO PROMPTLY STOP OR CHANGE OUR RESPONSE TO ANY INQUIRY OR FORM WITHOUT PRIOR NOTICE OR LIABILITY IN WHICH THE PERSON CONTACTING US HAS CLEARLY IGNORED, MISREPRESENTED OR VIOLATED A POLICY PROVISION, CONTRACT PROVISION, CONDITION, DESCRIPTION, PRICE OR OTHER STATEMENT, HAS ASKED US FOR LEGAL, MEDICAL OR OTHERWISE IMPROPER ADVICE, OPINION OR CLAIM, HAS ASKED US TO DO SOMETHING ILLEGAL, IMMORAL OR UNETHICAL, HAS BECOME INSULTING, HARASSING, THREATENING OR USES VULGAR LANGUAGE, AND/OR WHO WE BELIEVE IS INTENDING TO TRY TO ENTRAP, SCAM OR CON US.

ALL FORMS, ATTACHMENTS, ALL OTHER DOCUMENTS, AND ALL THINGS OF NON-MONETARY VALUE PROVIDED TO US BECOME OUR PROPERTY. ALL MONEY, ALL HARDWARE, AND ALL OTHER THINGS OF MATERIAL VALUE PROVIDED TO US WHICH DO NOT INCLUDE A REASONABLE JUSTIFICATION FOR RETURN, CORRECT RETURN ADDRESS OR SUFFICIENT RETURN SHIPPING & HANDLING, OR REMAINS UNCLAIMED FOR MORE THAN 30 DAYS, BECOME OUR PROPERTY WITHOUT LIABILITY TO US OR ANYONE ASSOCIATED WITH IT. Except for original forms and documents provided by us. Contactors are strongly advised not to send us any original documents which does not include sufficient return S/H if they want or need to have the documents returned to them.

WE ASSUME NO LIABILITY FOR ANY ENVELOPE'S OR PACKAGE'S CONTENTS SENT TO ANY OF US OR OTHERWISE DELIVERED TO ANY OF US WITHOUT A TRACKING NUMBER ON THE ENVELOPE OR PACKAGE, OR WITHOUT A READABLE POSTMARK DATE ON THE ENVELOPE OR PACKAGE, OR WHICH DOES NOT CLEARLY, 100% COMPLETELY AND 100% ACCURATELY STATE ON THE OUTSIDE OF THE ENVELOPE OR PACKAGE THE DESCRIPTION OF ALL OF THE DOCUMENTS (IF ANY) AND DEVICES (IF ANY) CONTAINED WITHIN THE ENVELOPE OR PACKAGE AND ATTACHED TO IT (IF ANY). WE ASSUME NO LIABILITY FOR ANY PHONE CALL, TEXT MESSAGE, EMAIL, SOCIAL MEDIA POSTING OR CONTACT, PERSONAL CONTACT, OR ANY OTHER CONTACT WITH ANY OF US WHICH DOES NOT CLEARLY, 100% COMPLETELY AND 100% ACCURATELY IDENTIFY THE SENDER/CONTACTOR, THE CONTENTS OF ALL DOCUMENTS THAT MENTION US (IF ANY) AND ALL DEVICES INTENDED FOR US (IF ANY), AND ALL OF THE PURPOSES AND INTENTIONS OF THE SENDER/CONTACTOR.

WE FULLY AGREE TO PAY FOR OR PERFORM ALL OF OUR LEGITIMATE DEBTS, OBLIGATIONS, DUTIES AND ACTIONS WE ARE LEGALLY RESPONSIBLE TO DO ON A TIMELY BASIS AND ACCORDING TO THE PROVISIONS, QUALIFICATIONS AND EXCEPTIONS DESCRIBED HEREIN TO THOSE DEBT COLLECTORS WHO ARE LICENSED AS DEBT COLLECTORS, WHO HAS THE LEGAL RIGHT TO COLLECT DEBTS AND WHO HAS BEEN PROVIDED FULL PERMISSION OF THE CREDITOR TO COLLECT THE DEBT THE CREDITOR ALLEGES WE OWE. A BASIC REQUIREMENT FOR A DEBT TO BE VALID IS THAT THE CREDITOR OR HIS/HER/ITS PERMITTED DEBT COLLECTOR MUST PROVIDE US IN WRITING ALL BILLS AND CHARGES RELEVANT TO THE RENDERING OF PRODUCTS AND/OR SERVICES WITHIN 60 DAYS OF THE RENDERING OF THE PRODUCTS AND/OR SERVICES. THE CREDITOR IS 100% RESPONSIBLE TO PROVE BEYOND A REASONABLE DOUBT THAT SUCH A DEBT, OBLIGATION, DUTY OR ACTION FACTUALLY EXISTS (BY PROVIDING US A COPY OF THE ORGINAL WRITTEN, SIGNED BY US, DATED AND ENFORCEABLE CONTRACT PRIOR TO DEMANDING ANYTHING FROM US), AND WAS NOT DERIVED THRU ANY FORM OF FRAUD, MISREPRESENTATION, SCAM, PHISHING, OTHER ILLEGAL ACT, UNETHICAL ACT, IMMORAL ACT, FIDUCIARY MALPRACTICE, USURIOUS INTEREST RATES, HIDDEN CHARGES AND FEES, UNFAIR BUSINESS PRACTICE, UNFAIR DEALING, OR BAD FAITH. AT A MINIMUM, THE ALLEGING PARTY AGAINST US MUST FIRST PRODUCE A WRITTEN AND ENFORCEABLE CONTRACT THAT CLEARLY SPELLS OUT THE DEBT, OBLIGATION, DUTY AND/OR ACTION WE ARE RESPONSIBLE FOR, PLUS A COMPLETE AND DETAILED ACCOUNTING OF ALL THAT IS ALLEGEDLY OWED TO THAT PARTY BY US SO THAT THE ACCOUNTING CAN BE ACCURATELY FORENSICALLY ANALYZED (IF WE CHOOSE TO DO SO). IF WE HAVE MADE TWO SINCERE ATTEMPTS TO HONOR AN ALLEGED RESPONSIBILITY THAT REQUIRES A PAYMENT WITH A VALID PAYMENT AND THE PARTY TO WHOM THE PAYMENT IS BEING MADE ALLEGES THAT THE PAYMENT IS INVALID, THEN THAT PARTY FULLY AGREES TO WITHOUT LIMIT AND WITHOUT LIABILITY OR FURTHER OBLIGATION TO US TO THE IMMEDIATE, TOTAL AND PERMANENT CANCELLATION OF THE DEBT AND ALL ACCRUED INTEREST, IF ANY, ASSOCIATED WITH THE DEBT, AND FULLY AND UNCONDITIONALLY AGREES TO NOT UNDERTAKE ANY COLLECTIONS OR ANY OTHER LEGAL, REGULATORY, ADMINISTRATIVE, QUASI-GOVERNMENT (eg: BBB, Credit Bureau, collection entity, investigatory entity) OR SOCIAL MEDIA COMPLAINT OR ACTION, OR INITIATE OR PERSIST IN ANY COLLECTIONS, LEGAL, REGULATORY, ADMINISTRATIVE, QUASI-GOVERNMENT OR SOCIAL MEDIA COMPLAINTS OR ACTIONS RELEVANT TO ANY ALLEGED DEBT AGAINST US, AND WILL NOT ENGAGE IN OR CO-OPERATE WITH ANY SCHEME OR ACTIVITY WHICH APPEARS TO IT TO BE A SCAM, FRAUD, PHISHING ATTEMPT, CREDIT CARD/DEBIT CARD/PERSONAL/BUSINESS DATA HARVESTING ATTEMPT, ETC. AGAINST US. ANY CURRENT OR FUTURE CONTRACT WE HAVE DOES NOT WAIVE, FOREGO OR ABANDON OUR RIGHTS UNDER THIS WEBPAGE.

IF A PARTY OWES US MONEY, BUT MAKES IT DIFFICULT OR REASONABLY IMPOSSIBLE FOR US TO COLLECT THAT MONEY, THEN WE MAY TAKE ANY STEPS REASONABLE IN THE COLLECTION OF THE OWED MONEY, INCLUDING BUT NOT LIMITED TO: CHARGING INTEREST UP TO THE MAXIMUM INTEREST RATE PERMITTED BY HIS/HER/ITS JURISDICTION, CHARGING FEES, RETAINING BILL COLLECTORS, AND TAKING LEGAL, REGULATORY AND/OR ADMINISTRATIVE ACTIONS AGAINST THE DEBTOR, WITH NO LIABILITY TO US.

IF THERE IS ANY DISAGREEMENT BETWEEN YOU AND US RELEVANT TO THE INTERPRETATION OF ANY POLICY OR STATEMENT MADE ON OR SUPPORTED BY THIS WEBPAGE OR ANY OTHER OF OUR APPLICABLE BUSINESS POLICY WEBPAGES, OR ANY CONFLICT BETWEEN POLICIES STATED ON THIS WEBPAGE OR WITH ANY OF OUR OTHER WEBPAGE POLICIES APPLICABLE TO YOU, ANY REASONABLE INTERPRETATION BY US SHALL PREVAIL. FOR ANY CONTRARY INTERPRETATION, THE FULL BURDEN IS ALWAYS AT THE EXPENSE OF THE PERSON(S) CLAIMING THE CONTRARY INTERPRETATION TO OUR INTERPRETATION, TO PROVE: (A) THAT OUR CLAIMED INTERPRETATION IS UNREASONABLE, UNETHICAL OR ILLEGAL, AND (B) THAT HIS/HER/ITS CONTRARY INTERPRETATION IS BOTH THE MOST REASONABLE INTERPRETATION AND IS A 100% LEGAL AND ETHICAL INTERPRETATION.

FOR EACH AND EVERY ACTION ANY PERSON OR ENTITY DOES RELEVANT TO US WHICH RESULTS IN ANY INJURY OR DANGER TO ANY OF US THAT IS NOT THE DECISION OF AN ARBITRATOR AS THE RESULT OF A FAIR AND LEGAL ARBITRATION, A COURT OF COMPETENT JURISDICTION IN A NON-DEFAULT RULING, OR A GOVERNMENT REGULATOR WITH JUST CAUSE, SUCH PERSON OR ENTITY AGREES TO PAY US ANY AMOUNT WE CHARGE THE PERSON OR ENTITY BASED ON WHAT WE REASONABLY BELIEVE THE PAST, CURRENT AND POSSIBLE FUTURE INJURY SUCH ACTION CAUSED, CAUSES OR MAY CAUSE US. This amount must be paid to us within 30 days of the start of said action. Any unpaid balance will be charged 1.5% interest per month.

OUR CONTACTORS COME FROM MANY JURISDICTIONS, AND LAWS AND REGULATIONS CONSTANTLY CHANGE. IF YOUR JURISDICTION HAS A LAW OR REGULATION WHICH CONFLICTS WITH ANYTHING STATED HEREIN THAT CAN BE APPLIED TO YOUR PROSPECTIVE SITUATION INVOLVING US AND/OR ANY OF OUR BUSINESSES, YOU MUST FIRST NOTIFY US BY CERTIFIED MAIL LETTER WITHIN 30 DAYS PRIOR TO PUTTING OR ALLOWING YOURSELF INTO THAT SITUATION WHICH WILL INVOLVE US. IF YOU FAIL TO DO SO, YOU FULLY AGREE TO FOREVER WAIVE, FOREGO AND ABANDON THE APPLICATION OF THAT CONFLICTING LAW SHOULD ANY RELEVANT DISPUTE LATER ARISE BETWEEN US. IN YOUR LETTER, YOU MUST ALSO CLEARLY STATE WHETHER OR NOT YOU FOREVER WAIVE, FOREGO AND ABANDON THE CONFLICTING LAW OR REGULATION IN ALL DEALINGS WITH US, AND WHETHER OR NOT IT IS LEGAL FOR YOU TO WAIVE, FOREGO OR ABANDON IT.

OUR DECISION TO NOT FULLY ENFORCE ANY POLICY PROVISION WILL NOT BE DEEMED AS A LEGAL PRECEDENT NOR AS A WAIVER OF FUTURE ENFORCEMENT OF THAT OR ANY OTHER POLICY PROVISION. ANY WAIVER, AMENDMENT, OR OTHER MODIFICATION OF ANY POLICY PROVISION WILL BE PERMITTED ONLY IF MADE IN WRITING BY US.

SEVERABILITY/WAIVER: ALL POLICIES FOUND HEREIN ARE APPLIED TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW. IF A COURT OF COMPETENT JURISDICTION FINDS ANY PROVISION OF OUR POLICIES INVALID OR UNENFORCEABLE AND EXPLICITLY STRIKES THEM DOWN OR CHANGES THEM, THEN ALL OF OUR REMAINING POLICIES WILL CONTINUE TO BE ENFORCED TO THE FULL EXTENT WHICH THE LAW PERMITS. WE RESERVE ALL RIGHTS NOT EXPRESSLY GRANTED HEREIN.

These policies do NOT establish any partnership, joint venture, employment, franchise, sales representative or agency relationship between Contactors and us nor with anyone associated with us or Contactors. We reserve the right to do business with or not to do business with whomever we see fit, within the explicit limits of the law, without any explanation or liability. We have deeply-held religious beliefs to live our lives by, which include being honest, fair and just to all people who are honest, fair and just to us.

DEBT COLLECTORS (ADC): There is a lot of fraud involved in debt collection, which includes, but not limited to, spoofing, scams, double-billing, charges for items/services not provided, and gouging - some, very sophisticated. It is always been our personal policy to pay the fair and honest amounts of what we owe, only to the actual people and entities we are legally responsible to pay. Therefore, we must take extraorindary precautions to make sure we are not the victims of crimes and unjust charges. If you represent yourself as a debt collector of any type, before we can even consider paying you one dime, without any extra charge or liability to us, we require all of the following, and all must be accurate, complete, legible and detailed IN WRITING, dated, legible and in dark ink only, with no liability to us:
...... (1) Provide to us verifiable proof that we actually owe this alleged debt, exactly what the alleged debt amount is (Note: the alleged debt must be for the exact same amount as to what we actually owe), and the account number and all other details relevant to this alleged debt (Note: account number and all other relevant details must be 100% correct and complete), and all charges that led to this alleged debt.
...... (2) Provide to us verifiable written proof that the debt collector has the full legal right and authority by the creditor to collect this debt.
...... (3) Provide to us verifiable proof that the debt collector is legally licensed to collect this alleged debt, and provide to us his/her/their debt collector license number and name of this licensing agency(ies), and all restrictions and limitations on the licensing.
...... (4) Provide to us the physical business address of the debt collector(s) and applicable registered agent(s), and the names, titles, physical business addresses, email addresses and phone numbers of all persons who act on the behalf of or at the behest of the debt collector and/or registered agent for this alleged debt, including all attorneys (if any), as well as the license numbers, and all restrictions and limitations to their attorney licenses.
...... (5) Provide to us all past and current contacts with us by USPS mail and verbally (by phone and personal), and all such USPS mail must have a clear, legible postmark date, and be signed and dated by a responsible agent, and the postmark date must not exceed 5 days after the signed-and-dated letter/notice date.
...... (6) If you have provided our personal and/or financial data for any form of compensation (whether received or not), provide to us exactly who our data was sold or provided to and how much that person or entity paid for it for all such incidents. And fully agree to deduct that amount from our alleged debt; and also fully agree that the debt collector shall fully compensate us, plus punitive damages and interest, if any of our sold or provided data is used to directly or indirectly harm us in any way.
...... (7) If our personal or financial data has been provided to any person or entity without any form of compensation or thru a data breach(es), provide to us exactly who our data was provided to and/or who compromised our data thru a data breach(es). And fully agree that the debt collector shall fully compensate us, plus punitive damages and interest, if any of our provided data is used to directly or indirectly harm us in any way.
...... (8) Because we never make financial legal agreements verbally, some of us are hard-of-hearing, phone connections/voice quality are often bad, and using phone calls to harass people and/or to GPS-track them are never ethical nor justifiable and likely illegal, fully agree to never try to contact us in any verbal way (Note: nothing we say verbally legally commits us to anything).
...... (9) If the debt collector owes us any money for any reason, he/she/it must first immediately pay us 100% of the owed money plus interest.
...... (10) The debt collector(s) fully agrees to never violate any law, rule, regulation or ethical code directly or indirectly relevant to debt collecting against us.
...... (11) Provide us at all times complete, accurate, specific, relevant and definitive signed-and-dated replies to all writings we send him/her/it within 30 days of receipt of our writings, and in no less than 60 days before filing any legal action against us.
...... (12) Provide us the option to reply to any contact he/she/it makes with us upto the same amount of time it took him/her/it to send us a bill or reply to any writing of ours to him/her/it, with no liability to us.
...... (13) Never try to require us to click on a computer URL or attachment link.
...... (14) If any other person or entity (eg: insurance company, relative, benefactor, etc.) has paid for or been billed for any part of the alleged debt, a complete description of all such payments, including amounts, dates paid, who paid, who was billed, etc. If so such payment was received or bill outstanding, then a clear written statement from the ADC that no such payment was received and no such bill is outstanding.
...... (15) If the creditor has enlisted more than one debt collector to collect the alleged debt, provide us a complete list of all debt collectors ever assigned to collect this debt, and identify the one we should pay. If we pay any part of this alleged debt, we will pay it only once.
...... (16) If we pay our mutually agreed amount for this alleged debt, the creditor and debt collector and any other creditor and debt collector fully agrees that our payment is full and final and to never send us a new bill or another bill or make another debt collection effort directly or indirectly related to any of the products or services that resulted in the alleged debt.
...... (17) The creditor and debt collector fully agrees to apply whatever payments we make, if any, fully, immediately and directly to the total amount we mutually agreed upon to pay, if any, and that he/she/it assumes full personal liability if we make a payment and it is not fully, immediately and directly applied to our actual debt.

    CONTACT REQUIREMENTS: You fully and unconditionally agree that if you intend to or already have made any complaint, threat or demand contact with us or against us to anyone, from that moment forward, all such contacts with us or about us shall be made only by USPS mail that is legibly written, signed, and dated in dark ink by you or by a responsible official of your organization (if your you made the contact on behalf of or at the behest of any organization), and that you will provided us an accurate and complete printed copy, mailed to us thru USPS within 10 work days, of the contact made to anyone, including to us (if your contact was not written). If your contact with us or about us is made on behalf of or at the behest of any organization, your letter must be on its official letterhead stationery and envelope. Your envelope must contain a legible USPS postmark date, and that date must be within 3 work days of the date on your letter, and the envelope's return address must consist of your legible, accurate and complete name and address. You shall not send us an envelope requiring our signature more than once every 30 days. However, exceptions can be made if previously fully and mutually freely agreed upon in writing to the limits of such an agreement, and in relevant official settings where the conversations will be officially recorded (eg: courtroom, mediation table, etc.). We do not accept verbal contact with us (eg: person-to-person conversations, phone calls, etc.; mainly because John Williams suffers from random and sometimes severe tinnitus, verbal conversations can be faked or edited, people lie more in verbal conversations than in writing, they often lead to 'he said - she said' type disagreements, and we do not make any legally binding statements verbally). We do not accept emails or their included attachments and links because emails can be easily faked or delivered into our spam folder). We do not click on Internet links because they can be used to infect computers, and the website is almost always controlled controlled, operated and manipulated by the same people trying to harm us. We cannot do texting because John Williams's phone does not allow for text responding, scrolling or printing. If any violation of any provision stated herein is made by you, you fully and unconditionally agree that we reserve our right to ignore your contact(s), with no liability to us, and we may take legal action against you, if we believe is warranted.
     ACCEPTED PROPOSED MEETINGS: Unless a court of proper jurisdiction orders it, we are not obligated to accept or attend any meetings. Physically, we are located a few blocks East and South of Arroyo del Oso Park, ABQ). For requested official meetings with any of us, you must notify John Williams via USPS Mail at least 10 work days in advance to any meeting; provide us your actual full name, date and time (9AM - 5PM) you wish to meet with any of us, who of us you want to meet with, the exact address of the meeting place, who owns and/or controls the meeting place, who all will be physically at the meeting (both participants and non-participants), who all will be participating in the meeting who will not be physically there, who exactly you want us to meet with, the purpose of the meeting, all of the topics you expect to discuss, and the accurate and complete reasons why you want the meeting. "Who" includes accurate and full name, official physical address, the name of his/her relevant organization, and his/her job title. You must also describe what you are driving and how we can identify you, as well as for each and every other person in your group. You must provide us a photocopy of you and of every one of your representatives expected to attend the meeting. You must describe the positions and titles for each person in your group, and if you or any member of your group has some kind of official, government, business, legal or investigative authority, even if undercover, you must also clearly state their job position and title to us, all in your meeting notification letter. The meeting place must be within 15 miles of Arroyo del Oso Park. Be advised that due to his serious medical condition or last-minute unexpected problems, it is not uncommon that John Williams cannot leave his home, and that he is under no liability for missing any meeting because of a medical, car or unexpected situation cause. We also reserve the right without liability to refuse to attend any meeting where we reasonably believe that harm may come to any of us should we attend or high risk in travelling to and from the meeting place. If we cannot make the meeting, then we will seriously consider re-scheduling. At any time, we may ask you questions regarding any part of the meeting or the people attending and expect prompt, accurate and complete responses from you, and/or to suggest a different date, time and/or meeting location. All meetings must be fully audibly recorded; you assume responsibility in providing John Williams an accurate, complete, unredacted written transcript of all meeting discussions via USPS Mail, within 10 work days of meeting. No room bugs or surveillance devices are permitted at the meeting. No photographs and no videos of John Williams or of anyone in his group shall be made of him and them and their vehicles and personal belonging at any time they are on or near the property of the meeting place. We assume no liability for not making a meeting, or our arriving early or late, walking out of a meeting, or not agreeing to or honoring any non-official change or result. If any violation of any provision stated herein is made by you, you fully and unconditionally agree that we reserve our right to refuse to attend a meeting and/or to refuse to abide by any meeting decision, with no liability to us, and we may take legal action against you, if warranted.